Our Wrap templates are designed to comply with federal law, as state-specific continuation of coverage requirements vary. Therefore, our Wrap SPD template covers state continuation of coverage in the following way, as shown below. If you choose to include your state's mini-COBRA laws, you run the risk of the laws changing and having an outdated SPD. If you wish, you can customize the documents in Microsoft Word or include a separate document that has your state's mini-COBRA requirements, but the wording below should generally suffice:
"Additional continuation rights may apply under state law. Please contact the Plan Administrator for further information."
Note that Wrap360 bears no responsibility for changes made to the templates. Please consult a benefits specialist or trusted attorney for individualized customization guidance, as Wrap360 cannot provide legal advice.